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Yields in financial markets have reached historical lows. For example, US 10 year bonds are paying a mere 1.52% annually and the S&P 500 Dividend yield is down to 1.94%. To earn higher yield, investors are buying deeper into illidiquity and risk targeting non-government debt in emerging markets. Another space that is evolving is Decentralized Finance (DeFi) based on blockchain protocols, cryptocurrencies and smart contracts. 

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